REFUND & CANCELLATION POLICY

Fair terms for digital products and services.

Last updated: August 27, 2026

Digital products and immediately accessible materials

Sales are final once digital content has been delivered or accessed, except where otherwise required by law.

This applies to downloadable digital products, assessments, templates and immediately accessible digital materials. If a file is defective, inaccessible or not delivered as described, contact hello@5toperatinggroup.com so 5T can review and correct the issue.

Consulting and advisory services

Payments for work already performed are non-refundable. Cancellation, rescheduling, deposit, retainer and project-specific terms follow the applicable client agreement, proposal or statement of work.

Applicable law

Nothing in this policy limits rights or remedies that cannot be limited under applicable consumer law.

Questions

Contact hello@5toperatinggroup.com and identify the product or engagement at a high level. Do not send payment-card or confidential client information by ordinary email.